Let's talk about Borrowed Time

This is one of those Survivor perks that I absolutely hate because it rewards bad players. The mentality of a BT user is "I'll just rush the hook. Who cares? I get my points and the other guy will get away!" BT goes hand-in-hand with DS and Unbreakable/Adrenaline for the ultimate "IDGAF I am loaded with second chances!" Build.

If I could rank the 2nd chance perks by how much I absolutely despise them DS would still be #1 for obvious reasons. #2 would be Adrenaline*, #3 would be Borrowed Time, and #4 would be Unbreakable.

I know that Borrowed Time was changed last year or so but I think the changes they made didn't actually change much. In fact, it may have made it worse.

Before the change, BT gave both the rescuer and the un-hooked Survivor essentially armor but it was a one-time use perk. It didn't matter if you were using a chainsaw Killer or not but both of them are going to get away. The main problem with this is when the gates are open. It basically let both players escape for free unless maybe you're using Billy or Nurse.

Now BT gives only the un-hooked Survivor armor but...stupidly I might add.... it's no longer a one-time use perk. They can hook dive whenever they want to now. You might say "Just hit them!" And the problem there is that you have that long recovery where you can't attack. Not unless you have Save the Best for Last (another example of equipping a perk to mitigate bad game design). And it's always a situation where they are right there at the hook so it's not like you can hit them and still get there in time to hit them again as they un-hook.

Plus sometimes you absolutely need this person on the hook to just die. You need to camp and make sure that they die for whatever reason like: they're a massive troll, they have a map, they have DS and you denied them the DS by downing them close enough to a hook, they have Saboteur, etc.

And the same problem as before still exists: if the gates are open, you hooked someone and they're anywhere close to that gate, the guy with BT can just rush and you can't do anything to stop that not unless you're using a chainsaw Killer or maybe still have NOED active (which it never is, they're going to find it if they're hanging around and trying to hook dive).

TLDR HOW TO BALANCE BORROWED TIME

Solution 1: make it a one-time use perk again. The hook-diver doesn't get armor like before. Done.

Solution 2: reduce the amount of time the un-hooked Survivor has where they have armor. 15 seconds of armor is absolutely obscene. That's more than enough time for them to get half way across the map and out the gate or out the hatch. With Instant Heal or Body Blockers it's a lock for them not unless -again- the Killer is using Billy or Nurse.

Solution 3: BT doesn't activate when all gens are powered.

*I rank Adrenaline as the 2nd worst because it's really not that uncommon that they get all gens done. It sucks that the guy using it is instantly revived if they're downed (WHY?!) and they get a massive burst of speed that I think lasts even longer than Sprint Burst. Which means that if you're not using Billy or Nurse, eff you, they get away. Double eff you if you're using Freddy. Oh yeah, and even if you hook the guy with Adrenaline, all gens are done, the instant the guy is in-hooked he gets it. Boy, that's fair. So there's no way to counter Adrenaline aside from obviously Killing them or maybe have the Exhaustion add-on with the Pig and put a trap on them.